Receipt OCR
Photograph a receipt and get line items ready to save. Free plans include monthly scans; Pro unlocks unlimited OCR.
Financial tracker app
Smart Balance — a budget app for wallets, savings and 160+ currencies
Photograph a receipt, keep cash and cards as separate wallets, track savings with daily reinvestment, record loans and debts, and convert 160+ currencies. Pro can mirror the ledger to your Google Sheet and sync the family budget across devices.
160+ currencies · Wallets · Savings · Obligations
What the app actually does
Capture spending, split money across accounts, and keep FX honest.
160+ currencies
Pick a base currency and extra quotes from 160+ codes (EUR, USD, RSD, RUB, GBP…). Rates live on the device and sync; history and Google Sheets stay in the base currency.
Wallets and savings
Cash, cards, savings and deposits as separate accounts. Transfer between them, include wallets in the total, and accrue daily reinvestment on savings.
Loans and debts
Track remaining balance, payment day and the wallet that pays. Optional link to recurring mandatory payments.
Google Sheets sync
Pro mirrors operations to your spreadsheet. Amounts are converted to the accounting currency — the sheet stays your familiar export.
Family sync on Pro
Pro unlocks live sync across phones and several Telegram accounts on one Smart Balance ledger. Free is one primary phone (native app or mobile web); desktop/PC browsers are unlimited.
Why Smart Balance beats plain spreadsheets and bulky bank apps
You keep control of your data — without living inside Excel or a banking mega-app.
Typical alternatives
- Manual spreadsheet entry after every purchase
- Bank apps that hide insights behind ads and complex menus
- Cloud-only tools that fail when the network drops
With Smart Balance
- Receipt photo → structured expense in seconds
- Wallets, savings with daily interest, loans and debts
- 160+ currencies; history stored in the base currency
- Local SQLite first, then sync to the shared database and web
- Optional Google Sheets, Telegram bot, and Pro family device sync
FAQ — budget app & financial tracker
Answers people usually search for before installing a Haushaltsbuch / budget tracker.
What is the best app for tracking a personal budget?
If you need a YNAB-style tracker with receipts and many currencies, Smart Balance combines OCR, 160+ FX rates, wallets, savings and obligations — without rebuilding Excel every month.
How many currencies does Smart Balance support?
More than 160 codes from the same FX table as the live rates (including EUR, USD, GBP, RSD, RUB, CHF). Each wallet has its own currency; operations convert to the base currency for history and Google Sheets.
Can I add wallets, savings and loans?
Yes. Create cash, card, savings or deposit accounts, transfer between them, and add credits or debts with a payment source. Data is stored on the device and synced with the server so web and the app stay aligned.
Can a budget app read receipts from photos?
Yes. Smart Balance runs receipt OCR on scanned photos, then lets you confirm categories and amounts before saving the transaction.
Does Smart Balance work with Google Sheets?
Pro subscribers can connect a Google Spreadsheet. The backend syncs transactions through a pool of service accounts with rate limits designed for reliable daily use.
Is there a free plan?
Yes. Core budgeting works on Free with a monthly OCR allowance and one primary phone (PC web unlimited). Pro removes the scan limit, unlocks Google Sheets, extra phones and extra Telegram accounts.
Which languages does the app support?
The product UI ships in Russian, English, German, and Serbian (sr).
Start tracking your budget today
Open the web app or install Android builds from Google Play / RuStore.